A Yugiq Product

FINUS

Money, together.

A beautifully simple personal & couple finance tracker. Split expenses, track budgets, hit shared goals — with bank-grade encryption and zero ads.

Encrypted Made for couples No bank access
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FINUS

Shop·Track·Grow·Repeat
Start with your number

A YUGIQ TECHNOLOGIES product

100%
Private
₹0
Forever free
iOS + Android
Both platforms
// What FINUS does

Everything you need. Nothing you don't.

Couple accounts

Share a joint space with your partner. Track shared expenses, incomes and goals side-by-side.

Personal tracker

A clean personal ledger for your own income, spends and savings — no partner required.

Smart categories & budgets

Auto-categorised transactions, monthly budgets per category, and instant alerts.

Bill reminders

Never miss rent, EMI, credit-card or utility due dates. Gentle reminders ahead of time.

Recurring expenses

Set once, tracked forever. Subscriptions and standing instructions flow in automatically.

Shared goals

House down-payment, dream vacation, emergency fund — set a target and watch the progress fill.

Reports & insights

Where your money actually goes, month over month. Clean charts, plain-English insights.

Multi-account

Bank, wallet, cash, credit cards, UPI — one dashboard, one net-worth number.

Multi-currency

Travel or earn abroad? Log expenses in any currency, converted to your base at live rates.

Biometric lock

Face ID / fingerprint on app launch. Your finances stay yours even if the phone is unlocked.

End-to-end encryption

Sensitive fields are encrypted on-device before they ever leave your phone.

Export & own your data

One-tap CSV/JSON export. It's your money — and your data.

End-to-end encryption

TLS 1.2+ in transit. Sensitive fields encrypted on-device before they leave your phone.

Biometric lock

Face ID / fingerprint required to open the app — even if your phone is unlocked.

No banks connected

FINUS never asks for your net-banking credentials. You control what gets tracked.

// Download

Available now on both platforms

Free to download. No hidden charges. No ads. Just clean, private finance tracking.

// Privacy policy

Your money. Your data. Never for sale.

Effective 01 Jan 2026 · Yugiq Technologies

1. Information we collect

We collect only the data necessary to provide our services. Phone number — used for OTP-based authentication. Financial data — expenses, income, budgets and goals entered by you. User content — notes and transaction descriptions. App activity — app usage interactions for improving functionality. Device information — basic device identifiers for security and performance.

2. How we use your data

To provide the core app functionality (expense tracking, budgeting, goals). To improve app performance and user experience. To enable secure login and account management.

3. Data storage & security

Your data is securely stored using Supabase. We implement encryption in transit, secure access controls, and industry-standard security practices.

4. Data sharing

Your data is not sold or shared with advertisers. Data is only shared between linked household partners if you enable this. We do not share your data with any third parties except essential infrastructure services required to run the app.

5. No financial access

FINUS does not connect to bank accounts, UPI, or financial institutions. All financial data is manually entered by users.

6. User control & data deletion

You have full control over your data. You can delete your account any time from Settings → Delete Account. Account deletion permanently removes all associated data. You may also contact us for support.

7. Data retention

We retain your data only while your account is active. Once deleted, your data is permanently removed from our systems.

8. Children's privacy

FINUS is not intended for users under 18 years of age. We do not knowingly collect data from anyone under 18.

9. Your rights (India DPDP + GDPR aligned)

You have the right to access your data, correct your data, delete your data, and withdraw your consent at any time. To exercise any of these rights, contact us at hello@yugiq.in.

10. Contact us

For any privacy questions or requests, email hello@yugiq.in.

Questions about privacy?

Email hello@yugiq.in and we'll respond within 30 days.

Request account deletion →